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The management of finances of a business/organization in order to achieve the successful objectives is commonly known as finance management. The main agenda of finance management is:

1) To create wealthy for the business

2) To earn money

3) And to provide a satisfactory return on investment with dare taking risks that the business and the resources invested.

Financial Management is the management of financial resources – how to best find and use investments and financing opportunities in an ever-changing and increasingly complex environment.

First of all, financial management is a core life skill almost everyone needs to understand some concepts of finance to manage his/her business & personal finances. It is generally said, “Money makes the world go round”. Finance is like a life-blood for a company. This field experiences an increased demand for professionals, especially those who are trained in both the underlying mathematics/computer technologies and finance.

There are three important key roles of finance management

1)     Financial  planning

2)     Financial control

3)     Financial Decision-making

Financial  planning: A financial planner or personal financial planner is a professional who prepares financial planning for people from various aspects of personal finance which includes management, education planning, retirement planning, investment planning, risk management and insurance planning, tax planning, estate planning and business succession planning for business owners. One of the key objectives with which a financial planner works is to provide price rises and risk adjusted returns for its clients.

An intellectual financial planner creates the greatest probability that all financial goals anything requiring both money and planning to achieve which are accomplished by the target date, and to have a frequently-updated sensible plan.

Financial control: It plays an essential role to meet the business its objectives. Financial control function includes the overall macro and micro economic principles like growth rates, government reforms, incremental benefits/costs etc, and these better on the mechanics of alternative decisions taken by the finance manager.

Financial Decision-making: Financial decision-making enables corporate leadership to analyze various investment opportunities facing a company. The goal of financial decision-making is to have senior officers combine their business insight and analytical skill to find the best ways to guide the company toward profitability. Accounting reports affect financial decision-making because money is the economic fuel that supports business initiatives.

One who have clear study of financial planning, control and decision –making can easily succeed in life as an almighty counselor of business.

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